Children are sources of happiness. Their charm can soften your heart and enliven your spirit the moment you see them smiling. They are so meticulous and hyperactive that makes them accident prone. Owners of day care and in-home child care facilities should arm themselves with specialty insurance like daycare insurance Chicago. This policy enables them to run their operation smoothly and free from legal impediments when the child is injured while under your care.
Take a look why you must have a daycare insurance policy while caring for kids:
- Accidental injury-This coves injury that happens in the premises and in-home, activities that are supervised, field trips and sports activities.
- Accidental death-It shoulders funeral expenses and loss benefits for the parents of the kid.
- Litigation costs-This policy assures you of hassles if you get sued because of bodily injury or death of the child.
- Coverage for damaged property
- Easy to apply and claiming the benefits
- Affordable premium policy
- Variety of financing options
Additional Coverage from Daycare Insurance Chicago
Running an in-home child care and daycare business is both fun and a challenge. It is delightful to see kids learn and improve their personalities each day. But undeniably, their curiosity and hyperactivity can cause you nervousness, what if they get electrocuted or bang their head against the door? Worry no more with daycare insurance Chicago. There is no reason to fret because you are secured including your employees, volunteers and the children.
Here is additional coverage from daycare insurance:
- Affordable and convenient coverage
- No hidden charges
- No deductibles
- Year-round or summer only plans
- Dental injury coverage
- Sickness coverage
- Variety of payment options
- Easy processing of claims
Requirements for Daycare Insurance Chicago
Accidents may occur in the day care center with children playing, running around and touching anything. To become eligible for daycare insurance Chicago coverage, it should be noted that you must follow the state requirements such as prohibiting the kids from wading or swimming in the pool except for shallow plastic pool, and dogs are not allowed in the premises.
If you wish to have additional information about daycare insurance, or need a free quote call us today (630) 947-7980.