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Auto Insurance · Naperville & Chicagoland
The Right Coverage for Every Driver at the Best Price
Trunnell Insurance Services shops 20+ top-rated carriers to find you the best auto insurance rate — whether you have a perfect record or a complicated one. New car, multiple vehicles, teen driver, or specialty vehicle, we've got you covered.
20+
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shop for you
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Why Shop With Trunnell
We Find the Best Rate So You Don't Have To
Auto insurance is one of the most competitive lines in the market — which means real savings are available if you know where to look. As an independent agency, we compare rates across 20+ carriers simultaneously to find you the best combination of price and protection.
Had an accident or a less-than-perfect record? No problem. We work with carriers that specialize in all types of drivers and will find you affordable, solid coverage regardless of your history.
- We shop 20+ carriers — best price without the legwork
- Coverage for all drivers — perfect record or not
- Multi-vehicle, bundle, and discount optimization
- Cars, motorcycles, boats, RVs — any vehicle we can cover
- Annual reviews to keep your rate competitive
20+
Carriers
Compared
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What We Cover
Comprehensive Auto Coverage Options
We'll walk you through every option and help you find the right combination of protection and price for your situation.
Liability Coverage
Required in Illinois — covers bodily injury and property damage you cause to others in an accident. We recommend higher limits than the state minimum for real protection.
Collision Coverage
Pays to repair or replace your vehicle after a collision with another car or object, regardless of who is at fault. Essential if your car has significant value.
Comprehensive Coverage
Covers damage from non-collision events — theft, vandalism, fire, hail, flooding, and hitting an animal. Often required if you have a loan or lease.
Uninsured Motorist
Illinois has a significant percentage of uninsured drivers. This coverage protects you and your passengers if you're hit by someone without adequate insurance — or no insurance at all.
Medical Payments
Covers medical expenses for you and your passengers after an accident, regardless of who caused it. Inexpensive and valuable for any driver.
Roadside & Rental
Roadside assistance covers towing, jump starts, and lockouts. Rental reimbursement covers a replacement vehicle while yours is in the shop after a covered claim.
Save Even More
Discounts That Can Lower Your Premium
Most drivers are eligible for multiple discounts they don't even know about. We review every available discount across our carrier network and stack the ones that apply to your situation — many times saving clients hundreds per year.
See What You Qualify For →Multi-Vehicle Discount
Insure two or more vehicles and save on every policy — whether with the same carrier or across multiple insurers.
Home & Auto Bundle
Bundle your home and auto with the same carrier and typically save 10–20% on both policies combined.
Telematics & Safe Driver
Usage-based apps like Progressive Snapshot and Nationwide SmartRide reward safe driving habits with discounts up to 30%.
Good Student Discount
Students with a B average or higher (3.0 GPA) qualify for meaningful discounts at most major carriers.
Clean Record & Loyalty
A clean driving history and staying claim-free earns lower base rates. Loyalty discounts reward long-term customers.
All Vehicle Types
We Insure Just About Anything That Moves
Cars, motorcycles, boats, RVs — whatever you drive, ride, or sail, Trunnell finds you the right coverage at the right price.
Car Insurance
Personal Auto Coverage for Every Driver
Whether you're looking for a better rate on your current vehicle, just bought something new, or have a complicated driving history, we find you the best available coverage. We work with carriers that serve all types of drivers across Illinois.
Teen & New Driver
Coverage That Grows With Your New Driver
Adding a teen to your policy is one of the biggest premium jumps families face. We know which carriers are most competitive for young drivers in Illinois — and how to stack every available discount, from good student to telematics programs, to keep your premium manageable.
Motorcycle Insurance
Ride Confidently With the Right Coverage
Whether you ride a cruiser, sport bike, or touring motorcycle, we find coverage that fits your bike and your riding habits. Liability, collision, comprehensive, and optional gear coverage available across multiple carriers for Illinois riders.
Boat Insurance
On Lake Michigan or a Local Hot Spot — Stay Covered
Boat insurance covers your watercraft against collision, theft, and liability on the water. Whether you fish a local lake, sail Lake Michigan, or ski on the Fox Chain, we find the right policy for your vessel and how you use it.
RV Insurance
Peace of Mind on the Road and at the Campsite
RV insurance covers motorhomes, travel trailers, and fifth wheels whether you're a full-timer or a weekend warrior. We find coverage that protects your RV on the highway and while parked, with options for personal belongings and campsite liability.
Illinois Auto Insurance
What Every Illinois Driver Needs to Know
Illinois requires minimum auto insurance coverage for every driver on the road. But the state minimums are often not enough to protect you in a serious accident — and the consequences of being underinsured can be severe.
We help every client understand exactly what coverage they need, what they're required to carry, and where the opportunities are to save money without leaving themselves exposed.
Whether you're looking for your first policy, comparing your current rate, or need to get covered quickly after a lapse, call us today. We'll handle the comparison and get you covered fast.
Get My Free Quote →Illinois Minimum Requirements
Illinois requires 25/50/20 liability coverage — $25,000 bodily injury per person, $50,000 per accident, and $20,000 property damage. We typically recommend much higher limits for real protection.
Uninsured Motorists
Illinois has a meaningful percentage of uninsured drivers on the road. Uninsured motorist coverage is required in Illinois and protects you when the at-fault driver has no insurance.
Credit Affects Your Rate
In Illinois, insurance carriers can use your credit history as a rating factor. A strong credit score can meaningfully lower your auto insurance premium — another reason to shop with an independent agent.
High-Risk Drivers Welcome
Even with accidents, tickets, or a lapse in coverage, we find affordable options. We work with non-standard carriers who specialize in high-risk drivers without sacrificing quality coverage.
What Our Customers Say
See All Reviews →
Real Reviews from Real Clients
★★★★★
"Working with Vince has been an absolute pleasure. Super fast responses and I know I'm in good hands working with Vince for all my family's insurance needs. I highly recommend — A++++!"
James G.
Auto & Family Insurance
★★★★★
"Today I spoke with Mark Atizado regarding a policy change. He was very helpful in answering my questions, and getting the info updated quickly and accurately. Trunnell has always been responsive to my needs."
Greg A.
Auto Insurance
★★★★★
"I had an outstanding experience with Trunnell Insurance Services. They were incredibly responsive and took the time to thoroughly understand my needs. Their dedication to finding the most competitive rates was impressive."
Ty R.
Auto & Commercial Insurance
We Service Drivers All Over the Chicago Area
Trunnell Insurance Services provides auto insurance for drivers across Chicagoland. We specialize in personal service and finding the best rate for every client — no matter where you live or drive.
Naperville
Wheaton
Aurora
Lisle
Downers Grove
Bolingbrook
Glen Ellyn
Plainfield
Warrenville
Westmont
Woodridge
Bloomingdale
Chicago
Lombard
Elmhurst
All of Chicagoland →
Ready to Find a Better Auto Rate?
Free quotes across 20+ carriers. No obligation. Local service with national-level resources.
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