What is a personal umbrella policy, and do I need one?
The truth is, anyone in Naperville who owns a house should have one. What is covered? Someone is at your house and they fall (or any type of accident involving your home, auto, or personal property) …this provides excess coverage above your regular insurance when everything goes wrong.
It is really for personal liability. When someone gets injured or killed, an umbrella policy will keep you covered and protects assets such as your house and income. Income is an asset in liability cases.
Umbrella policies are typical done in million-dollar increments. that are usually around $200 a year for 2 cars and house. Umbrella policies can provide excess liability for auto, homeowners, boat, and renters insurance. … Umbrella policies do not cover physical property damage.
Call to discuss a personal umbrella policy with Trunnell Insurance Services.
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