Protect the Place You Call Home
Whether you're buying a home or looking to replace your current policy, Trunnell Insurance Services shops 20+ top-rated carriers to find homeowners coverage that fits your home and your budget.
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Quotes From a Range of Carriers That Fit Your Exact Needs
A homeowners policy is there to pay for the replacement of your home and personal property, so it's worth going over the details. Trunnell Insurance Services will provide quotes from a range of insurance carriers that meet your needs and budget.
Getting a home insurance quote in Naperville is easy. We'll walk through your coverage with you so you get everything you need and nothing you don't. Call now to speak to a representative.
Be Ready to Go Over the Details
Some information we may need for your quote:
Who lives in the property
The household members covered under the policy.
Age of your home and updates
Any replacement or updating that's been done, like roof, wiring, plumbing, or HVAC.
Security systems & safety devices
Alarms, smoke detectors, and other safety features can matter to carriers.
Distance to the nearest fire department
How far your home is from the closest station.
What a Homeowners Policy Covers
Our policies are tailored to protect your property, your belongings, and your peace of mind.
Dwelling Coverage
Pays to repair or rebuild the structure of your home after a covered loss like fire, wind, or hail. This is the core of your policy.
Personal Property
Covers your furniture, clothing, electronics, and other belongings if they're damaged, destroyed, or stolen in a covered event.
Liability
Protects you if you're found responsible for injuring someone or damaging their property, including legal defense costs.
Guest Medical Protection
Helps pay medical bills if a guest is injured at your home, regardless of fault, often keeping small incidents from becoming claims.
Flood Insurance
Standard homeowners policies typically don't cover flooding. We can help you add separate flood coverage to fill that gap.
Not Sure What You Need?
Give us a call. We'll review your home and recommend the right coverage.
☎ Call 630-947-7980Add-Ons Worth Considering
Coverage beyond the basics can close gaps that standard policies leave open. We'll help you decide which ones make sense for your home.
Water Backup
Covers damage when water backs up through sewers or drains, or a sump pump fails. Standard policies often exclude it, which is worth knowing if you have a finished basement.
Scheduled Personal Property
Itemized coverage for high-value items like jewelry, art, and collectibles. Standard policies typically cap what they'll pay for these, so scheduling protects their full value.
Personal Injury
Protects against claims like libel, slander, defamation, and invasion of privacy, which fall outside the bodily injury and property damage in standard liability.
Compared
Bundle Your Home With Auto and Umbrella Coverage
Many carriers offer discounts when you insure more than one line with them. Sometimes bundling saves the most; other times separate policies with different insurers cost less. We run it both ways and show you the numbers.
- Pair your home policy with auto insurance
- Add a personal umbrella for extra liability protection
- Fill coverage gaps with flood insurance
- Own a condo or rent? See condo and renters coverage
Real Reviews from Real Clients
"Elias helped us find the right combination of home insurance. He researched a number of options and was always very courteous and got back with me right away. I really appreciate the help he gave us."
"Today I spoke with Mark Atizado regarding a policy change. He was very helpful in answering my questions, and getting the info updated quickly and accurately. Trunnell Insurance Services has always been responsive to my needs."
"I had an outstanding experience with Trunnell Insurance Services thanks to Anthony and his team. They were incredibly responsive and took the time to thoroughly understand my insurance needs. Highly recommended!"
We Work With Top-Rated Insurers
Homeowners Insurance FAQs
Honest answers to what Naperville homeowners ask us most.
What does homeowners insurance cover?
A standard policy includes dwelling coverage for the structure of your home, personal property coverage for your belongings, liability protection if someone is hurt or their property is damaged, and guest medical protection. Optional coverages like water backup and scheduled personal property can be added.
Does homeowners insurance cover flooding?
Typically no. Standard homeowners policies don't cover flood damage, so it's purchased separately. We can help you add flood insurance to your protection.
Do I need water backup coverage?
It's an optional add-on, and standard policies often exclude sewer and drain backup. If you have a finished basement or a sump pump, it's worth discussing with us. We'll explain how it works and what it adds to your premium.
What information do I need to get a quote?
We'll ask who lives in the home, the age of the home and any updates to the roof, wiring, plumbing, or heating, whether you have security systems or safety devices, and how far you are from the nearest fire department. You can also share your current policy details and we'll take it from there.
How much does homeowners insurance cost?
It depends on your home's age, location, construction, and the coverage you choose. Because we're independent, we compare quotes from a range of carriers rather than offering one company's price. A quote or consultation with us is always free.
Can I bundle my home and auto insurance?
Yes. Many carriers offer multi-policy discounts, and we'll compare bundled and separate pricing so you can choose what saves you the most. See our auto insurance and umbrella pages for more.
Homeowners Insurance Across the Chicago Suburbs
We pride ourselves on building trusted relationships with homeowners throughout Naperville and the surrounding Chicago suburbs, with a warm, client-focused approach that takes the guesswork out of insurance.
Protect What Matters Most
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