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Terms & Conditions

These Terms and Conditions (“Terms”) govern your use of the Trunnell Insurance Services website and any related services, communications, or materials (collectively, the “Services”). By accessing or using our website or Services, you agree to be bound by these Terms.

If you do not agree to these Terms, please do not use our website or Services.

1. About Trunnell Insurance Services

Trunnell Insurance Services (“we,” “our,” or “us”) is an independent insurance agency that provides insurance information, quotes, and related services. We do not directly underwrite insurance policies; coverage is subject to approval by insurance carriers.

2. Use of Website

You agree to use our website for lawful purposes only and in a manner that does not:

  • Violate any applicable laws or regulations

  • Infringe upon the rights of others

  • Interfere with the operation or security of the website

  • Transmit malicious code, spam, or harmful content

We reserve the right to restrict or terminate access to the website at our discretion.

3. No Professional or Legal Advice

Information provided on this website is for general informational purposes only and does not constitute legal, financial, or insurance advice. Coverage options, terms, and availability vary by carrier and individual circumstances.

You should consult directly with a licensed insurance professional regarding your specific needs.

4. Quotes, Applications, and Coverage

  • Insurance quotes provided are estimates only and are not a guarantee of coverage or pricing

  • Coverage is not bound unless explicitly confirmed in writing by an authorized representative

  • Policy terms, conditions, exclusions, and premiums are governed solely by the issued insurance policy

Submitting information through our website does not obligate you or Trunnell Insurance Services to enter into an insurance contract.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and layout, is the property of Trunnell Insurance Services or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, or modify any content without prior written consent.

6. Third-Party Links

Our website may contain links to third-party websites or services for your convenience. We do not control or endorse these third parties and are not responsible for their content, availability, or privacy practices.

Accessing third-party websites is done at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, Trunnell Insurance Services shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to:

  • Use or inability to use the website

  • Reliance on information provided on the website

  • Errors, omissions, or delays in content

  • Unauthorized access to or use of personal information

Your sole remedy for dissatisfaction with the website is to discontinue use.

8. Indemnification

You agree to indemnify and hold harmless Trunnell Insurance Services, its owners, employees, and partners from any claims, damages, liabilities, or expenses arising from:

  • Your use of the website or Services

  • Your violation of these Terms

  • Your violation of any applicable laws or third-party rights

9. Privacy

Your use of our website is also governed by our Privacy Policy. By using the website, you consent to the collection and use of information as described in that policy.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. Updates will be posted on this page with a revised effective date. Continued use of the website constitutes acceptance of the updated Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state in which Trunnell Insurance Services is licensed and operates, without regard to conflict of law principles.

12. Contact Information

If you have questions regarding these Terms & Conditions, please contact:

Trunnell Insurance Services
1300 Iroqois Ave #200
630-947-7980