Have You Received a Non-Renewal Notice from Your Insurer?
Have You Received a Non-Renewal Notice from Your Insurer? Getting a non-renewal notice from your insurance company can sting. And you probably have a lot of questions…like why? Could this be your fault because of some action? What does it mean for my insurance moving forward? Trunnell Insurance Services is hear to help. Give us a call and we will provide a free consultation on why your insurance was not renewed and what your options are moving forward. Call For More Information – 630-947-7980 Trunnell Insurance Services Will Help You Find New Insurance that Fits Your Needs and Budget. Non-Renewal Notice is Generally Mailed but Could Be Emailed. The most common reason for a non-renewed policy is too many claims on the policy, a poor driving record, or moving to a different state. Your notice should specify the reason. Your first step should be to call your insurer or agent and talk to them. There may have been a mistake or issue that can be resolved. If that doesn’t work call us. Trunnell Insurance Services can help you navigate the insurance landscape and find a policy that fits your needs.
Transfer Discount
Ask The Insurance Expert: “What is a Transfer Discount” OR “What should I plan for when looking for new insurance?” When looking for new insurance there are many things to think about, one of them is how long it has been since you last changed policies. “What is a Transfer Discount?” The longer you have stayed with your last insurer, the larger discount you will get on your new policy. Commonly called a transfer discount, insurers like to know you are going to stay around for a while and reward those that have been with a previous insurer longer with a better rate. In general once you’ve been with an insurer for a year you not not see any negative impact and need at least three years to get the most benefit. Anything less than a year may not get you what you need. Getting the right insurance can be tricky. Take the hassle out of finding the best policy for your needs…we do all the leg work! It’s always worth looking into a new policy, but bring all the facts, plan ahead, and make sure to talk to an expert. “What should I plan ahead for?” This is especially important for parents with kids that will be driving. Let your agent know if you will have new drivers and/or a new vehicle in the family. This can drastically change policy rates.In some cases it can be better to wait and pay more for a few months to get the right coverage for the new driver. “A family called me a month ago to get a new quote, two adults, two cars, and their house. We put together a quote and they made the switch. They called me this week and said we have to add our son who just turned 16 and another car.” – Anthony Trunnell – Trunnell Insurance Services The price went up $1000 on the policy they just signed a month ago, they could have saved money by waiting because they would now be penalized by the ‘Transfer Discount”. The best policy for you now may not be the best policy if you need a change in the near future.
ASK THE INSURANCE EXPERT: Roof Damage
“A roofer is in the area inspecting roofs for recent damage, should I trust these guys if my roof is damaged?” When there has been a heavy storm in the area, the roof inspectors come out. You either get a knock at the door or a phone call with the message; “We’re in your neighborhood because of recent weather causing damage to roofs in the area. Would you like a free roof inspection?” Our advice is to say NO. If you think you have roof damage due to weather, find your own roofer. In fact, call your insurance agent first so you can find a roofer that has been vetted. “At Trunnell Insurance Services we suggest doing your homework before hiring a roofing contractor to repair any damage, especially when an insurance claim involved.” And never sign any type of agreement with a roofing contractor if they say “we’ll take care of everything”…The agreement may give them power of attorney and impose penalties if you do not do what they want. Strom Chasers – We don’t suggest doing business with them. Never sign anything with a roofing contractor. Ask about time frames, many roofers are backed up with jobs after storms. Find a local roofer you can trust. Call your insurance agent! Call 630-947-7980