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Operating a car wash business comes with unique risks and operational challenges. From expensive equipment and water systems to high customer traffic and employee exposure, car wash owners face insurance needs that go far beyond a standard commercial policy. At Trunnell Insurance Services, we specialize in helping car wash businesses secure the right coverage while keeping premiums under control.
Car washes operate in a high-risk environment. Common exposures include:
Equipment breakdown and mechanical failures
Slip-and-fall accidents due to wet surfaces
Vehicle damage claims
Employee injuries
Environmental concerns related to water runoff and chemicals
Theft, vandalism, and property damage
Without proper coverage, a single incident can result in costly claims and business interruption. Trunnell Insurance Services works closely with car wash owners to identify these risks and build a policy that protects both assets and revenue.
Not all car washes are the same. Whether you operate a self-serve location, an express tunnel wash, or a full-service facility, your insurance needs vary. Trunnell Insurance Services tailors coverage to your specific operation, including:
General liability insurance
Commercial property insurance
Equipment breakdown coverage
Workers’ compensation
Commercial auto coverage
Business interruption insurance
Environmental and pollution liability
By customizing policies instead of using one-size-fits-all packages, we ensure you are not overpaying for unnecessary coverage.
Saving money does not mean sacrificing protection. Trunnell Insurance Services uses a strategic approach to reduce premiums while maintaining strong coverage:
We conduct detailed audits of your current policy to identify gaps, overlaps, and unnecessary coverages that drive up costs.
Implementing safety protocols, proper signage, employee training, and equipment maintenance can significantly reduce claims. We provide guidance on best practices that insurers reward with lower rates.
We work with multiple top-rated insurance carriers to find competitive pricing. Our relationships allow us to negotiate favorable terms on your behalf.
Adjusting deductibles and coverage limits strategically can result in immediate premium savings without increasing risk exposure.
A clean claims history keeps rates low. When claims do occur, we act as your advocate to ensure fair settlements and minimize long-term premium impact.
Our team understands the car wash industry. We do not just sell policies—we build protection strategies. Clients choose Trunnell Insurance Services because we provide:
Industry-specific expertise
Personalized service
Transparent policy explanations
Proactive risk management support
Long-term cost reduction strategies
We focus on creating partnerships with business owners, helping them protect what they have built while improving their bottom line.
Your car wash business deserves coverage that works as hard as you do. Trunnell Insurance Services helps you safeguard your operation while controlling insurance expenses.
If you are ready to review your current policy or explore better coverage options, contact Trunnell Insurance Services today for a no-obligation consultation.
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