Call to speak to an insurance expert.
Operating a car wash business comes with unique risks and operational challenges. From expensive equipment and water systems to high customer traffic and employee exposure, car wash owners face insurance needs that go far beyond a standard commercial policy. At Trunnell Insurance Services, we specialize in helping car wash businesses secure the right coverage while keeping premiums under control.
Car washes operate in a high-risk environment. Common exposures include:
Equipment breakdown and mechanical failures
Slip-and-fall accidents due to wet surfaces
Vehicle damage claims
Employee injuries
Environmental concerns related to water runoff and chemicals
Theft, vandalism, and property damage
Without proper coverage, a single incident can result in costly claims and business interruption. Trunnell Insurance Services works closely with car wash owners to identify these risks and build a policy that protects both assets and revenue.
Not all car washes are the same. Whether you operate a self-serve location, an express tunnel wash, or a full-service facility, your insurance needs vary. Trunnell Insurance Services tailors coverage to your specific operation, including:
General liability insurance
Commercial property insurance
Equipment breakdown coverage
Workers’ compensation
Commercial auto coverage
Business interruption insurance
Environmental and pollution liability
By customizing policies instead of using one-size-fits-all packages, we ensure you are not overpaying for unnecessary coverage.
Saving money does not mean sacrificing protection. Trunnell Insurance Services uses a strategic approach to reduce premiums while maintaining strong coverage:
We conduct detailed audits of your current policy to identify gaps, overlaps, and unnecessary coverages that drive up costs.
Implementing safety protocols, proper signage, employee training, and equipment maintenance can significantly reduce claims. We provide guidance on best practices that insurers reward with lower rates.
We work with multiple top-rated insurance carriers to find competitive pricing. Our relationships allow us to negotiate favorable terms on your behalf.
Adjusting deductibles and coverage limits strategically can result in immediate premium savings without increasing risk exposure.
A clean claims history keeps rates low. When claims do occur, we act as your advocate to ensure fair settlements and minimize long-term premium impact.
Our team understands the car wash industry. We do not just sell policies—we build protection strategies. Clients choose Trunnell Insurance Services because we provide:
Industry-specific expertise
Personalized service
Transparent policy explanations
Proactive risk management support
Long-term cost reduction strategies
We focus on creating partnerships with business owners, helping them protect what they have built while improving their bottom line.
Your car wash business deserves coverage that works as hard as you do. Trunnell Insurance Services helps you safeguard your operation while controlling insurance expenses.
If you are ready to review your current policy or explore better coverage options, contact Trunnell Insurance Services today for a no-obligation consultation.
How Trunnell Insurance Helped the Johnson Family Save on Home and Auto Insurance Meet the Johnson Family The Johnson family, a bustling household of five, lives in an upper-middle-class neighborhood. With both parents working full-time, their three children—ages 14, 17, and 18—have had to become quite self-sufficient, particularly when it
How Trunnell Insurance Helped Smith Properties Slash Their Premiums by 20% Running a successful commercial property business comes with its fair share of challenges, and high insurance premiums can often be at the top of the list. Recently, Smith Properties, a well-known player in the commercial real estate industry, found
Success Story: How Trunnell Insurance Services Helped Randy C. Secure Better Rates on Home and Auto Insurance In the heart of Naperville, IL, Randy C. and his family have established a warm and vibrant home over the past 15 years. Living in a charming 40-year-old house with his wife and
Have Your Insurance Premiums Gone Up? Here’s Why and What You Can Do About It Navigating the world of insurance is no small task, especially when you open your renewal notice only to find that your premiums have gone up—again. If you’re a homeowner or vehicle owner who has recently
Discover the Difference with Trunnell Insurance: Naperville’s Top Choice for Home and Auto Insurance Choosing the right insurance provider is crucial for securing your peace of mind and protecting what matters most to you. For residents of Naperville, the choice is clear – Trunnell Insurance Services stands out as the
Gear Up for Summer Adventures in Chicago with the Right Insurance With summer on the horizon in the Windy City, outdoor enthusiasts, boat owners, motorcycle riders, and RV aficionados are gearing up for an exciting season of exploration and fun. Chicago, with its picturesque skylines, sprawling beaches, and scenic routes,