How Trunnell Insurance Services Helps Car Wash Businesses Save on Commercial Insurance

Understanding the Risks in the Car Wash Industry

Car washes operate in a high-risk environment. Common exposures include:

• Equipment breakdown and mechanical failures

• Slip-and-fall accidents due to wet surfaces

• Vehicle damage claims

• Employee injuries

• Environmental concerns related to water runoff and chemicals

• Theft, vandalism, and property damage

Without proper coverage, a single incident can result in costly claims and business interruption. Trunnell Insurance Services works closely with car wash owners to identify these risks and build a policy that protects both assets and revenue.

Customized Coverage That Fits Your Operation

Not all car washes are the same. Whether you operate a self-serve location, an express tunnel wash, or a full-service facility, your insurance needs vary. Trunnell Insurance Services tailors coverage to your specific operation, including:

• General liability insurance

• Commercial property insurance

• Equipment breakdown coverage

• Workers’ compensation

• Commercial auto coverage

• Business interruption insurance

• Environmental and pollution liability

By customizing policies instead of using one-size-fits-all packages, we ensure you are not overpaying for unnecessary coverage.

How We Help Lower Your Insurance Costs

Saving money does not mean sacrificing protection. Trunnell Insurance Services uses a strategic approach to reduce premiums while maintaining strong coverage:

1. Policy Review and Optimization

We conduct detailed audits of your current policy to identify gaps, overlaps, and unnecessary coverages that drive up costs.

2. Risk Management Strategies

Implementing safety protocols, proper signage, employee training, and equipment maintenance can significantly reduce claims. We provide guidance on best practices that insurers reward with lower rates.

3. Carrier Shopping and Negotiation

We work with multiple top-rated insurance carriers to find competitive pricing. Our relationships allow us to negotiate favorable terms on your behalf.

4. Deductible and Coverage Structuring

Adjusting deductibles and coverage limits strategically can result in immediate premium savings without increasing risk exposure.

5. Claims Advocacy

A clean claims history keeps rates low. When claims do occur, we act as your advocate to ensure fair settlements and minimize long-term premium impact.

Why Car Wash Owners Choose Trunnell Insurance Services

Our team understands the car wash industry. We do not just sell policies—we build protection strategies. Clients choose Trunnell Insurance Services because we provide:

• Industry-specific expertise

• Personalized service

• Transparent policy explanations

• Proactive risk management support

• Long-term cost reduction strategies

We focus on creating partnerships with business owners, helping them protect what they have built while improving their bottom line.

Protect Your Business and Your Budget

Your car wash business deserves coverage that works as hard as you do. Trunnell Insurance Services helps you safeguard your operation while controlling insurance expenses.

If you are ready to review your current policy or explore better coverage options, contact Trunnell Insurance Services today for a no-obligation consultation.