Summer Time Insurance Check-in
Pools & Trampolines: What do you need coverage for?….. With summer comes the outdoors, which means pools and trampolines. Homeowners with pools and trampolines need to be aware of the rules and regulations in their town and make sure they aware of potential insurance implications. Your insurance policy requires private pools and trampolines to be fenced, but most city property laws don’t address trampolines. Some companies don’t allow diving boards and slides. Make sure you know the details for your policy or call Trunnell Insurance Services to find out. A Personal Umbrella policies is recommended for all homeowners with a pool or trampoline. If you are concerned about being liable for injury or death, you should be. Trampolines are a larger risk than pools. Why? Ease of accessibility. Kids see it’s available, get on and jump. With a pool you have to wear swimwear, dry off and everyone is aware of drowning. Children on a trampoline don’t think they will get hurt so they imitate pro-wrestling, martial arts and gymnastics, making an injury more likely to happen. Our advice: Don’t buy one. Having the right insurance keeps summer worry free when friends and family are over playing in the pool or on the trampoline. Call Trunnell Insurance Services to discuss your individual needs.
Teen Driver Myth – Common Mistake When There is a New Driver in the Family
Teen Driver Myth – Common Mistake When There is a New Driver in the Family Anthony Trunnell explains a myth he hears this all the time when someone is worried about the cost of insurance for a new driver. “My friend told me that I don’t need to add my teenager to the policy, they are automatically covered because the insurance goes with the vehicle.” This is NOT true. All Drivers have to be added to the policy. Trunnell Insurance Service Principle Anthony Trunnell sits down with Liz Spencer of NCTV17’s Business Connection to explain a myth he hears all the time when dealing with new teenage drivers. He explains that any driver in the household has to be listed on the policy. Someone could be excluded, but their name must be on the policy. Any person who operated the car on a regular basis (at least once a month). Your policy does cover those who are not regular drivers, like a mother who may use the car once a year. 1 out of 5 sixteen-year-old will get in an accident in their first year of driving. Make sure you have the right coverage and all your drivers are on the policy.
Independent Insurance Agent Near Me
Looking for an independent insurance agent near you? Trunnell Insurance Services works with clients throughout the entire Chicago area. When looking for insurance options there tends to be more information on the ‘BIG’ agents. StateFarm, Geico, Farmers, etc. and their local agents seem to pop up. But it’s not easy to find a reliable independent agent. Anthony Trunnell and his team at Trunnell Insurance Services work for you, not the insurer, so we work hard to get the best rate on the policy that meets your coverage needs. Home, Auto, Business, and Life…we work with over 14 insurers to get the right quote for you. Based in Naperville, IL we work with clients throughout the entire Chicagoland area. We strive to provide a personal touch that goes beyond just getting the right coverage. We’ll talk through your needs and do all the leg work (paper work!) for you. Why choose an independent agent? We work with you to get quotes from more than 14 insurers. This provides more options and generally a better rate. Our team at Trunnell Insurance Services is here to answer your call during business hours Monday through Friday. Come into our office that is right off Ogden Ave an close to I80, making it easy to get to.
Roof Claims – Hail and Storm Damage – Insurance 101
With Spring comes storms and hail. This is the time of year Trunnell Insurance gets more inquires about insurance coverage for hail and storm damage to roofs. Roof claims can be overwhelming whether they belong to your home or business. If unsure about your current coverage for roof damage, give us a call. We’ll review your current policy and advise if it needs changing. What to do if a hail storm hits: Look for signs of damage Look for dents, broken windows, and missing shingles when surveying your building after a storm. If you don’t want to climb a ladder stand in your yard and use binoculars to inspect. Even if there is no obvious damage, large hail can cause issues that lead to leaks. When a bad storm hits, many roofing contractors will do free inspections. However, use a local, long-standing roofing company with a good reputation. Don’t work with any company knocking on doors. Many “storm chasing” roofers are fly-by-night, do sub par repair and won’t be around to guarantee their work if warranty issues arise. Take Photos Hail melts, you’ll want proof that is what it was. Include AC Units and any other damaged items outside the house. Call Your Insurance Agent/Broker For minimal damage (or if you’re unsure): Discuss with your agent to decide if it’s worth calling in a smaller claim. Most companies give you 6 to 12 months to file. A claim will affect your policy for the next 3-5 years. It’s wise to figure out the what it will cost over time so you don’t pay the damage back in higher premiums. Catastrophic damage: Sounds obvious, but call it in immediately. When a large storm hits, insurers and contractors can be overwhelmed with the number of properties that need inspected. Make a note of the exact time of the storm and have the pictures ready to send via email.
Anthony Visits NCTV17’s Business Connection
Anthony Trunnell sat down with host Liz Spencer to talk insurance on NVTV17’s Business Connection. Airing from May 9 – May 22 on channel 17, the interview covers hot topics in insurance today. You can find the full video on NCTV17’s wbsite as well as below. Host Liz Spencer begins with asking Anthony about the ‘teen driver myth’ that new drivers are covered under the parents current policy, which is not true. Anthony goes on to discuss phone use while driving, personal umbrellas, what to do when you have an accident, and market value vs replacement value of your house. Stay tuned here for clips and details from the interview coming soon.